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Union Bank of India Car Loan

Bank Link	http://htwww.unionbankofindia.co.in/personal_retail_vehicle_loan.aspx
Loan Amount	Maximum of Rs. 75 lakhs for new vehicle & Rs. 10 lakhs for old vehicle
Interest Rate	10.7% p.a for new cars; 15.5% for old (fixed)
Tenure	84 months; 60 Months for old vehicles
Pre Payment Charges	No Pre-Payment penalty if the loan is adjusted by the borrower from his own verifiable legitimate sources or genuine sale.

Disclaimer: The Details shown may be different from actual. Please confirm on the bank site before process.

Service Charges

Processing charges @ 0.50% of the loan amount, subject to maximum of Rs. 6,000 for old 4-wheelers (not older than 3 years)

Self
Minimum Age (in yrs.)	18 years and above
Minimum Income (in Rs.)	Income Criteria Not Available
Minimum Work Experience (yrs.)	Income Criteria Not Available
Residence Status (yrs.)	Valid Residence proof
Id Proof	Passport Copy/ Voters ID card/ Driving Licence/Copy of PAN Card/Employe ID card/Any other valid proof
Address Proof	Ration card/ Telephone or Electricity Bill/Any other valid proof
DOB Proof	Information not available

Disclaimer: The Details shown may be different from actual. Please confirm on the bank site before process.

Salaried
Minimum Age (in yrs.)	18 years and above
Minimum Income (in Rs.)	Income Criteria Not Available
Minimum Work Experience (yrs.)	Income Criteria Not Available
Residence Status (yrs.)	Valid Residence proof
Id Proof	Passport Copy/ Voters ID card/ Driving Licence/Copy of PAN Card/Employe ID card/Any other valid proof
Address Proof	Ration card/ Telephone or Electricity Bill/Any other valid proof
DOB Proof	Information not available

Disclaimer: The Details shown may be different from actual. Please confirm on the bank site before process.

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