Home > Bank And Finance > Bank of India Home Loan

Bank of India Home Loan

Bank Link

https://www.bankofindia.co.in/homeloan

Loan Amount

25 lakhs to 2 crores.

Interest Rate

8.85% - 8.90%

Tenure

5 years to 30 years

Pre Payment Charges

Nil

Disclaimer: The Details shown may be different from actual. Please confirm on the bank site before process.

Service Charges

 Processing Fee : Upto 0.25%

Self
Minimum Age (in yrs.)

21 to 65 years

Minimum Income (in Rs.)

Regular Income

Minimum Work Experience (yrs.)

Residence Status (yrs.)

Valid Residence proof

Id Proof

Passport/ Driving License/ Voter ID/ PAN

Address Proof

License/ Registered Rent Agreement, Passport

DOB Proof

10th Class Certificate

Financial Docs

  •  Loan application form
  • Recent Photographs
  • Passport/ Driving License/ Voter ID/ PAN
  • Passport Copy, Registered Rent Agreement
  • VAT/ service tax registration, incorporation details, business address proof, profit and loss account and balance sheets certified, copy of partnership deed and proof of business existence and business profile.
  • Conveyance deed, Sales deed, Allotment letter, Possession letter, Latest property tax receipt, Copy of approved plan for construction/ extension

Disclaimer: The Details shown may be different from actual. Please confirm on the bank site before process.

Salaried
Minimum Age (in yrs.)

21 to 60 years

Minimum Income (in Rs.)

Regular Income

Minimum Work Experience (yrs.)

Residence Status (yrs.)

Valid Residence proof

Id Proof

Passport/ Driving License/ Voter ID/ PAN

Address Proof

License/ Registered Rent Agreement, Passport

DOB Proof

10th Class Certificate

Financial Docs

  •  Loan application form
  • Recent Photographs
  • ITR of last 2 years
  • Passport/ Driving Licence/ Voter ID/ PAN
  • Passport Copy, Registered Rent Agreement
  • 6 months payslip, 2 years Form 16, 6 months bank statement
  • Conveyance deed, Sales deed, Allotment letter, Possession letter, Latest property tax receipt, Copy of approved plan for construction/ extension.

Disclaimer: The Details shown may be different from actual. Please confirm on the bank site before process.
Comments